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Creditor Life Insurance
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Creditor Life Insurance

The plan life of the creditor is a great choice for you if you have a credit card, overdraft, mortgage or any other loan d. It aims to ensure that each failure to pay totally for death events, difficult illness or serious damage due to injury. This helps to eliminate and manage your debts more easily over time the physically and emotionally challenging time. It also ensures that you, your family or guarantors should not be upset about the weight of debt in difficulty.

Available only in Barbados and Saint Lucia:

Life and Accidental Differentiation

100% of the space coverage - to US $ 375,000 for up to 30 years (35 years can be negotiated)

100% coverage on consumer loans up to $ 150,000 - up to 7 years

The coverage of 100% on balances of credit cards and overdraft - up to $ 25,000

Coverage for people aged between 18 and 65 - the coverage ends at age 70

No further medical coverage requirements of the underlying loans US $ 100,000 for mortgages

There are no special requirements for loans to the medical consumer, credit card or bank account

The coverage for a maximum of three co-financiers

life rate is guaranteed for the term of the loan unless the loan was not fulfilled or has been negotiated repeatedly

Accidental Differentiation

This entry covers the loss of parts of the body that has been suffered due to injury by external means, and has been a violent and accidental occurrence

The coverage ranges from 25% to 100% depending on the performance of the loss

100% coverage is compensated for the loss of both hands, the feet or the sight of both eyes

The 50% is paid for the loss of a hand or a foot or the view in a loss of eye

25% is paid for the loss of the thumb and the finger on the same hand

The loss of the ability to use the part of the body must be permanent, total, irrevocable and last for a period of 12 months from the date of incident

Compensation included automatically by credit card and checking account

Critical Disease

Compensation of the Three Diseases and total permanent disability

COVER 100% on mortgages and consumer loans up to $ 75,000 Bon

COVER AND included automatically with your credit card and overdraft COVER

Coverage for a PEOPLE Starting from the age of 18 fino a 65 - COVER Terminal 70 years

Compensation Up to 30 years